Sole trader accounts

Rated 5/5 on Google★★★★★
AAT QUALIFIED ACCOUNTANT

Sole trader accounts handled properly and personally

I manage your sole trader accounts from end to end, including bookkeeping, your annual tax return and all HMRC deadlines, so nothing gets missed and nothing catches you off guard.

You deal with me directly, pay a fixed fee and get a same-day response when you need one.

★★★★★Google Review

“Would 100% recommend, is always polite, professional and helpful! His knowledge has been a saving grace many times.”

Sally Radford · verified client
Luke Jackson FMAAT reviewing sole trader accounts at Anchor Accounts and Books, Uttoxeter
7+ years of practice experience
AAT Level 4 qualified (FMAAT)
5/5 Google rating across all reviews
Same-day responses, every time
QuickBooks ProAdvisor and FreeAgent Partner

Are your sole trader accounts on track?

Answer five quick questions and get a clear, personalised next step based on where you are right now.

WHAT I DO

What I handle on your behalf

From keeping your records tidy throughout the year to filing your Self Assessment return accurately and on time, I take care of the full picture.

01

Annual Accounts and Self Assessment

I prepare your sole trader accounts at year end and file your Self Assessment tax return directly with HMRC. Every allowable expense is identified, your tax liability is calculated correctly and you receive a clear breakdown of what you owe and when it is due. No unexpected figures and no last-minute panic.

Core service
02

Bookkeeping and Records Management

I set up and manage your bookkeeping using cloud software, including QuickBooks, FreeAgent or Xero, depending on what fits your business. Your records stay accurate and organised throughout the year, which means less stress at year end and a more reliable picture of your finances. Monthly or quarterly, whichever suits you.

Monthly or quarterly
03

Tax Planning for Sole Traders

There is usually more to reduce your tax bill than most sole traders realise. I review your position during the year, identify legitimate deductions you may be missing and flag if moving to a limited company structure might be worth considering. All explained in plain English, no jargon.

Year-round support
WHY IT WORKS

Why clients come back every year

Three things that make a real difference when you work with me rather than a larger practice or going it alone.

You always speak to me directly

There are no junior staff, no account managers and no handoffs to someone you have never met. When you send a message, I read it. When you need an answer, I give it. Most clients hear back the same day, every day.

Fixed fees with nothing hidden

You know exactly what you pay before we start. There are no hourly rates, no charges for a quick question and no end-of-year invoice that catches you off guard. If your needs change, we talk about it openly before anything else happens.

Cloud accounting set up and running properly

As a QuickBooks ProAdvisor and FreeAgent Partner, I set up your cloud software correctly from the start and show you how to use it without overcomplicating things. Less time on receipts for you and more accurate records for both of us year-round.

FROM CLIENTS I WORK WITH

What clients say

★★★★★

“Would 100% recommend, is always polite, professional and helpful! He is always available to answer any questions I have and his knowledge has been a saving grace many times!”

Sally Radford
Verified Google Review
★★★★★

“I have used Luke for my last two returns. He always replies to my questions promptly, and fits our meetings around my working hours. I couldn’t recommend him more highly.”

D.I.
Barbershop Owner
★★★★★

“Really helpful and professional. Always happy to answer any questions I have. Would highly recommend.”

Sam Chadwick
Verified Google Review
GETTING STARTED

How it works

Four straightforward steps from first conversation to accounts filed and deadlines met.

01

Book a free call

You book a free introductory call at a time that suits you. We talk through your current situation, your records and what you actually need going forward. No obligation and no pressure to proceed.

02

Agree a fixed fee

I send a clear, fixed-fee proposal covering exactly the services you need. You know the full cost before anything starts. Once you are happy, we get going.

03

Get your accounts in order

I set up your bookkeeping and cloud software if needed, work through your records and prepare your accounts. I handle all direct communication with HMRC on your behalf throughout.

04

Filed on time, nothing missed

Your Self Assessment return is filed accurately and on time. I keep you informed of payment deadlines and stay in touch during the year so nothing catches you off guard.

COMMON QUESTIONS

Common questions

Yes. HMRC requires all self-employed people to keep accurate records of their income and expenses. Those records underpin your Self Assessment return and must be kept for at least five years after the filing deadline. Poor or missing records can result in an incorrect tax bill and potential penalties from HMRC.
Online returns must be filed by 31 January following the end of the tax year. Paper returns must reach HMRC by 31 October. Miss the online deadline and an automatic £100 penalty applies, even if you owe no tax at all. Late payment interest is currently charged at 7.75 per cent by HMRC.
It is not too late. Most clients who contact me are a little behind when we first speak, and that is completely normal. I work through the backlog, bring everything up to date and file any outstanding returns. Acting sooner keeps penalties to a minimum.
From April 2026, sole traders with turnover above £50,000 are required to join Making Tax Digital for Income Tax and submit quarterly updates to HMRC. I am MTD compliant and set clients up on the right cloud software well ahead of any deadline, so there is nothing to worry about.